Importance of Flood Insurance
Federal Emergency Management Agency introduced National Flood Insurance Program for the public through a network of 60 insurance companies. We all know that floods can happen anywhere, and other types of insurance such as homeowners insurance do not provide coverage against floods. It is a separate policy that covers buildings, contents inside, or both; hence it is essential to give complete protection to your most important assets like home, office, or possessions.
When do you need flood insurance Texas?
If you are living in areas with a high risk of flood, you may require flood insurance Texas. You can check with our specialist floor insurance agent to find out if you live in a high-risk zone in the US. If you believe that you do not live in coaster areas, and your properties are safe? You are wrong. In fact, floods can occur outside of the high-risk zones. All you need to do is speak to our agent, and she/he would guide you with the right policy to cover assets against floods as well.
You should know that most insurance companies require a 30-days waiting period before starting the coverage. To know more about it, speak to us now.
What does Flood Insurance Texas covers?
Flood insurance, Texas policy at Abe Jacobs Insurance Agency provides coverage for both personal property and the structure of the home. Flood insurance generally covers the following features:
- Electrical and Plumbing items
- Air and heating units
- Cabinets inside the house
- Flooring and carpet
- Appliances in the home or office
Note: Please understand that the home structure and personal property inside have separate limits and deductibles. Please speak to our specialist flood insurance agent to understand all about it.